Terms of Use

1. Purpose of This App

StatTradES is a product and service provided by StatTradES Corp. The App provides market insights and Directional Probability Index information related to general Market Overview conditions and broad market environment trends.

All content is intended solely for informational and educational purposes to help users understand general market behavior, statistical concepts, and sentiment-based analysis.

The App does not provide financial, investment, legal, or tax advice. By accessing or using StatTradES, you agree to be bound by these Terms of Use.

2. No Financial or Investment Advice

The opinions, analyses, and Directional Probability Index statements displayed in StatTradES are generalized market commentary. They are not customized to any user's financial situation, risk tolerance, objectives, or time horizon.

StatTradES Corp. and its creators are not registered as investment advisers, portfolio managers, broker dealers, or commodity trading advisors with any regulatory authority. Users should consult a registered financial adviser if they require personalized financial guidance.

3. Kelly Criterion: Educational Tool Disclaimer

StatTradES includes a Kelly Criterion calculator as a widely recognized, publicly available mathematical formula. It is provided strictly as an educational and organizational tool.

This feature does not constitute financial advice, investment advice, a trading signal, or a recommendation of any kind.

• The Kelly Criterion is a general-purpose mathematical formula, not a proprietary signal or advisory service
• All inputs are provided solely by you and are your responsibility to verify
• The formula's output is a theoretical calculation only
• Past win rates are not predictive of future results
• Using any position sizing formula can result in significant financial loss
• StatTradES Corp. is not liable for any losses resulting from use of this feature

4. Risk Disclosure

5. No Guarantees or Warranties

The App is provided "as is" and "as available" without warranties of any kind. We do not guarantee that results obtained through the App will be accurate, reliable, or profitable. All use is at your own risk.

6. Limitation of Liability

To the maximum extent permitted by law, StatTradES Corp. is not liable for direct, indirect, incidental, special, punitive, or consequential damages, including loss of profits, trading losses, revenue loss, or data loss.

7. Free Trial, Subscriptions, and Billing

7.1 Free Trial

• New accounts are eligible for a one-time, seven (7) day free trial
• The trial begins when you first activate it from inside the App and grants full access to subscriber features for the trial period
• No payment information is required to start the trial
• The trial does not auto-convert into a paid subscription. When the trial expires, access to subscriber features will end until you choose to subscribe through Apple In-App Purchase
• The free trial is limited to one per user and one per Apple ID. Repeat trials are not permitted

7.2 Paid Subscriptions

• All paid subscriptions are processed through Apple In-App Purchase
• Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period
• Manage or cancel subscriptions via Settings → Apple ID → Subscriptions on your iPhone
• Refunds are handled by Apple. Contact Apple Support for refund requests
• StatTradES Corp. does not process payments directly and does not store credit card or other payment instrument data

8. User Responsibilities

• Use the App only for lawful and informational purposes
• Not copy or distribute App content without permission
• Not rely solely on Directional Probability Index outputs
• Protect your login credentials

9. User Conduct and Prohibited Use

You may not upload unlawful, abusive, harmful, discriminatory, explicit, or violent content; violate intellectual property rights; spread spam or malware; impersonate others; or attempt unauthorized access. Violations may lead to account suspension or termination.

10. User Content and License

• You retain ownership of your User Content.
• You grant StatTradES Corp. a worldwide, non-exclusive, royalty-free license to store and process content as needed to operate the App.
• Anonymized or aggregated data may be used for analytics and research.
• We do not sell your personal data.

11. Intellectual Property

All App content is owned by StatTradES Corp. or its licensors. You may not reproduce or modify App materials without written permission.

12. Copyright Complaints (DMCA / IP Takedown)

StatTradES Corp. respects intellectual property rights and expects users to do the same. If you believe that content uploaded to or made available through StatTradES infringes your copyright, trademark, or other intellectual property right, you may submit a takedown notice.

A valid notice must include:

• Identification of the copyrighted work or other intellectual property claimed to be infringed
• Identification of the allegedly infringing material and a description sufficient for us to locate it within the App
• Your contact information (full legal name, address, telephone, and email)
• A statement that you have a good-faith belief that the use of the material is not authorized by the rights holder, its agent, or the law
• A statement, made under penalty of perjury, that the information in the notice is accurate and that you are the rights holder or authorized to act on the rights holder's behalf
• A physical or electronic signature

Submit notices through the in-app Contact Us form. We will review valid notices, remove or disable the allegedly infringing material as appropriate, and notify the user who uploaded it. Repeat infringers' accounts may be terminated.

13. Third Party Services

The App may connect with third party tools such as cloud storage, market data services, or authentication providers. We are not responsible for third party services or failures.

14. Broker Connect (SnapTrade) Integration

• Broker Connect is an optional feature powered by SnapTrade allowing you to securely link supported brokerage accounts to view and analyze trading activity within the App
• You connect your brokerage account through SnapTrade's secure authorization flow. StatTradES never receives, stores, or has access to your brokerage username, password, or any direct brokerage credentials
• SnapTrade manages all brokerage authentication, encryption, and credential storage through its own security infrastructure
• You may revoke a broker connection at any time from inside the App or from SnapTrade's connection portal. Revoking a connection stops further data syncing
• StatTradES Corp. is not responsible for errors, downtime, data inaccuracies, or other issues originating from SnapTrade or your brokerage
• This feature is entirely optional and the App functions fully without it

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms are governed by, and construed in accordance with, the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. StatTradES Corp. is a corporation registered in the Province of Alberta.

15.2 Informal Resolution First

Before initiating arbitration or any formal legal proceeding, you agree to first contact us through the in-app Contact Us form and provide a written description of your dispute. We will attempt in good faith to resolve any dispute informally within thirty (30) days.

15.3 Binding Arbitration

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the App that cannot be resolved informally shall be finally resolved by binding arbitration administered under the Arbitration Act, RSA 2000, c A-43, by a single arbitrator. The seat (legal place) of arbitration shall be Calgary, Alberta. The language of arbitration shall be English. Each party shall bear its own costs unless the arbitrator awards otherwise.

Small Claims Carve-Out. Either party may, at its option, bring an individual claim in a small claims court of competent jurisdiction in lieu of arbitration, provided the claim qualifies and remains in that court.

Non-Waivable Rights. Nothing in this Section limits any non-waivable statutory right you may have under applicable consumer protection legislation, including the Consumer Protection Act, RSA 2000, c C-26.3.

15.4 Class Action Waiver

To the extent permitted by applicable law, you and StatTradES Corp. agree that any dispute resolution proceeding (whether in arbitration or in court) will be conducted only on an individual basis and not as a class, collective, consolidated, or representative action. The arbitrator may not consolidate more than one party's claims and may not preside over any form of class or representative proceeding.

If a court of competent jurisdiction determines that this class action waiver is unenforceable as to a particular claim or remedy, then only that claim or remedy (and no others) shall be severed from this Section and may proceed in court. The remainder of Section 15 shall remain in full force and effect.

15.5 Injunctive Relief

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction in the Province of Alberta to protect intellectual property rights, confidentiality, or to prevent ongoing harm pending arbitration.

16. Changes to Terms

We may update these Terms at any time. Continued use means you accept the updated Terms.

17. Apple App Store Terms

StatTradES is distributed through the Apple App Store. Your use of the App is also subject to Apple's Terms of Service available at apple.com/legal/internet-services/itunes/.

To the extent you use StatTradES on an Apple-branded product, you also acknowledge and agree to the following terms regarding the relationship between you, StatTradES Corp., and Apple Inc. ("Apple"):

• These Terms are entered into between you and StatTradES Corp. only, not with Apple. StatTradES Corp. (not Apple) is solely responsible for the App and its content
• The license granted to you for the App is limited to a non-transferable license to use the App on any Apple-branded product that you own or control, as permitted by the Usage Rules in Apple's Terms of Service. Apple's Standard EULA available at apple.com/legal/internet-services/itunes/dev/stdeula/ applies to your use of the App, and in case of conflict between Apple's Standard EULA and these Terms, Apple's Standard EULA prevails to the extent of the conflict
• Apple has no obligation whatsoever to provide any maintenance or support services with respect to the App
• StatTradES Corp., not Apple, is responsible for addressing any claims that the App or your possession or use of it: (i) fails to conform to applicable warranty; (ii) infringes any third-party intellectual property right; or (iii) violates applicable law
• Apple and Apple's subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary

Acceptance